Planning Your Future
It's one of the most important things we can do, but it's also the most overlooked. We will help you accomplish your future financial goals every step of the way. Don't worry, we've got you covered.  Whether you need to update your life insurance to add "living benefits" at no additional charge or find a hasty exit from your IRA or 401K into an Indexed Universal Life Plan - 
We are here to help!  

 Check out the  "Million Dollar Baby"  video at the bottom of the page on the right!  A phenomenal way to help pay for college, and retirement!

Why Should You Contact "The Living Benefits Guy"?

Do you still have the old kind of Life Insurance that you have to die to use?  We are the "Living Benefits" Experts!


Let's be realistic here. You are MUCH more likely to experience a major medical incident than you are to die before age 65.  The problem is, 99% of the life insurance policies in force today will do you no good if that happens.  You are more likely to live than to die if you are affected by a heart attack, a stroke or a cancer diagnosis.  But what happens next?  For many families it is financial ruin.  They go through their life savings, their retirement dollars and eventually are faced with the thought of filing for bankruptcy.  As a matter of fact, 62% of all bankruptcies in America today are due to medical expenses! (Yahoo Finance)

It doesn't have to be that way!  There are now Life Insurance policies that will pay up to 95% of their death benefit if one of these or other events occur.  HERE IS THE BEST PART.  They don't cost any more than the policy you have now!  We are the "Living Benefits" Experts!  Our carriers have THE MOST AGGRESSIVE Living Benefits options available on the market today.  Why would you not get Life Insurance with Living Benefits if the cost was no different than what you are paying now?  Contact me today to compare.  To learn more, please see our section on Living Benefits.  Click on the Link at the top of this web page.

In The News

What's wrong with my 401K?

Learn how the deck is stacked against you with IRA's and 401K's 

What is A Million Dollar Baby?

Here is a TREMENDOUS plan to help your kids or grandkids afford college, a house and retirement.  JUST WATCH

Do I need a Life Insurance Refinance?

What are "Living Benefits?"

Why do I need them?

Got Living Benefits?
You need them....Living Benefits Life Insurance see below!

Parents, Grandparents - Don't miss this great video on financing their college education!                       (Bottom of the page)
Life Insurance with Living Benefits. 30240. We provide Indexed Universal Life Insurance, Annuities and Term Life Insurance with Living Benefits LaGrange, GA. We are located in Georgia and work with clients across the US.